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Health Insurance

Contents

  • What is Health Insurance?
  • Why do you need Health Insurance?
  • What's covered?
  • Frequently Asked Questions
  • Why Stonewell Financial?

What is Health Insurance?

Health insurance or Living Benefits is an insurance policy that pays out monthly income, lump sum amount or as you need in case you get disabled, diagnosed critically illness, or needed extended health care. Unlikely to life insurance, Health insurance plans are insurance policies that provide financial benefits to survivors who face issues due to disable, illness, accidents and physically dependency.There are 3 different types of health insurance products that provide the protection you need at each stage in life. An advisor can help you understand how these products fit into your financial plan.

Why do you need Health Insurance?

You may want to consider personal health insurance if:

When your Group Benefits does not provide the desired health insurance benefits
When you do not have Group Benefits
When you want to receive additional benefits not covered by provincial health coverage or Group Benefits

What's covered?

While many health expenses are covered by provincial and territorial health and drug plans, there are some gaps that might have a substantial financial impact.

Basic Prescription Drugs
Enhanced Prescription Drugs
Dental Care
Hospital Cash
Annual Travel

Frequently Asked Questions

Why get health insurance?
A comprehensive health insurance plan will protect you and your family. No one can ever be completely prepared for a medical emergency. However, illness and injuries are an unavoidable part of life. Are you and your family safe in the event of an emergency? Having health insurance shields you from the financial strain of having to pay for expensive medical procedures out of pocket. These operations can cost you $100,000 or more in the worst-case scenario. Put a strategy in place today to protect your health and the health of your family. You may receive insurance that will prepare you for anything life throws at you for a reasonable monthly fee.
Isn't it possible for me to apply for provincial health insurance instead?
You are free to apply for public health insurance if you are a Canadian or a permanent resident of Canada. However, it is possible that this will not always be sufficient to cover the medical care or equipment you require. When that happens, it's time to think about private health insurance. When compared to paying for expensive medical treatments and drugs out of pocket, having a private health insurance plan saves you money. Compare affordable health insurance plans online now to get the coverage you and your family require.
How can I tell if I'm eligible for health insurance?
Depending on the provider and plan, you may be eligible for private health insurance. Many health insurance companies will ask you to fill out an application that includes information about your age, medical history, and past or current coverage. Before being eligible for private coverage, you may be needed to have an existing provincial health insurance plan. You can also be asked to do a medical exam.
Do health-care premiums differ by province?
Sometimes. Because public health insurance is administered at the provincial or territorial level, each province's scheme may differ slightly. Rates will also differ depending on the provider. That's why it's crucial to weigh your options in light of your own circumstances. Stonewell assists you in obtaining the best possible premium and coverage.
How do I get a quote?
Stonewell Financial has teamed up with major Canadian health insurance companies to provide you with competitive health insurance quotes quickly. Fill out a brief application to receive customised quotes in your inbox in minutes.
Do my spouse and I have to choose the same Additional Coverage Options if we wish to add them to our health plan?
Yes. Everyone who is covered as a couple or as a family must receive the same benefits.

Cover for glasses and contacts, medications, dental treatments, massages, travel and more!

Why Stonewell Financial?

We get paid by insurance company to help you acquire most suitable product based on your needs and budget. We as the broker represent our client’s best interests and our duty is to understand your situation, needs, and requirements due deligently to find best solutions.

Personalized advice

You should consult with us to design the best insurance product for your individual budget.

On-going Relationship

We are here for you all the way to the end this is our value over others.

No favour

Choosing the right plan is quite complicated and it can not be biased by price and name of company all the time.

About Us

Based in North America (USA/Canada), we provide customer service to clients in South America, Asia, the Middle East, and Europe worldwide. We are committed to providing a financially prosperous life for everyone.
Phone   +1 833 645 3858
Email   info@stonewellfinancial.com
Email   Based in USA/Canada
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